Practice Area
Consumer Bankruptcy
Practice Area
Consumer Bankruptcy
Relief from overwhelming debt — and a genuine fresh start.
What it really is
Bankruptcy, without the judgment.
What it really is
Bankruptcy, without the judgment.
Drowning in credit card debt, medical bills, or calls from collectors is an exhausting way to live — and you shouldn’t have to. Chapter 7 bankruptcy is a federal legal process that lets qualifying individuals wipe out most unsecured debt and genuinely start over. It isn’t a failure. It’s a right built into the law specifically for moments like this.
We approach every bankruptcy case without judgment. Our job is to understand your situation, confirm whether Chapter 7 is the right path for you, prepare everything correctly, and guide you from the first conversation all the way to your discharge — the court order that legally eliminates the debt. Most straightforward Chapter 7 cases are resolved in three to five months.
How it works
Three simple steps
How it works
Three simple steps
1
1
Find out exactly what you need.
Answer a few confidential, judgment-free questions to see which option may fit. We’ll review your answers and respond within 24 hours. You may also book a $75 consultation (credited toward your fee) to walk through your situation with an attorney.
2
2
Get a clear plan and flat fee.
We review your income, assets, and goals, confirm your flat fee and payment options, and send your agreement.
3
3
We prepare and file your case.
We guide you through the required credit-counseling course, prepare your petition, and handle your case through discharge. Filing can often pause collections right away.
Pricing
Simple, Flat-Fee Bankruptcy
Pricing
Simple, Flat-Fee Bankruptcy
One clear attorney fee for a straightforward Chapter 7 case — confirmed in writing before we begin. Government filing fees and required course fees are quoted separately and never marked up.
Chapter 7 Bankruptcy
Attorney flat fee — straightforward case
$1,100
starting flat fee
Attorney fee only. The $338 court filing fee and required credit-counseling course fees are separate. Final fee depends on the complexity of your case and is confirmed in a written agreement. Your $75 consultation fee is credited toward your flat fee.
Fotopoulos PC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Flat-fee pricing
No surprise bills. Ever.
Flat-fee pricing
No surprise bills. Ever.
Financial stress is already overwhelming — your attorney shouldn’t add to it. Every bankruptcy case starts with a clear, written fee agreement before we do any work. You know exactly what you’re paying, what’s included, and what it takes to get your discharge.
One clear price
Flat fee agreed and confirmed in writing before we begin — no surprises.
No hourly clock
Call or email with questions anytime — the meter isn’t running between us.
Credited consultation
Your $75 consultation fee is credited toward your flat fee when you move forward.
Ready to get out from under the debt?
Book a $75 consultation on the Calendar below — credited toward your flat fee when you move forward.
An introductory fit session, not legal advice. Your $75 is credited toward your fee if you retain us.
Free estimate
Get a free estimate
A few quick, judgment-free questions — about 2 minutes — to see which option may fit and what it would typically cost.
FAQ
Common questions, answered plainly
FAQ
Common questions, answered plainly
Will I lose my house or car?
Which debts can bankruptcy erase?
How will this affect my credit?
How long does the process take?
Chapter 7 vs. Chapter 13 — which is right for me?
FROM OUR BLOG
Helpful reading
Helpful reading
Consumer Bankruptcy
Chapter 7 vs. Chapter 13: Which Is Right for You?
Compare Chapter 7 and Chapter 13 bankruptcy: the means test, timelines, keeping property, filing fees, and credit impact, in plain English.
7 min read
Read article →
Consumer Bankruptcy
Will I Lose My House or Car If I File for Bankruptcy?
How bankruptcy exemptions, reaffirmation, and Chapter 13 can help protect your home and car, with Maryland, D.C., and Texas rules explained.
7 min read
Read article →
Consumer Bankruptcy
How Bankruptcy Can Stop Foreclosure, Garnishment, and Creditor Lawsuits
How the automatic stay can pause foreclosure, wage garnishment, and creditor lawsuits, what it doesn't cover, and why timing matters.
7 min read
Read article →
Get started
Book your consultation.
Get started
Book your consultation.
An introductory fit session, not legal advice. Your $75 is credited toward your fee if you retain us.
Practice Area
Consumer Bankruptcy
Practice Area
Consumer Bankruptcy
Relief from overwhelming debt — and a genuine fresh start.
What it really is
Bankruptcy, without the judgment.
What it really is
Bankruptcy, without the judgment.
Drowning in credit card debt, medical bills, or calls from collectors is an exhausting way to live — and you shouldn’t have to. Chapter 7 bankruptcy is a federal legal process that lets qualifying individuals wipe out most unsecured debt and genuinely start over. It isn’t a failure. It’s a right built into the law specifically for moments like this.
We approach every bankruptcy case without judgment. Our job is to understand your situation, confirm whether Chapter 7 is the right path for you, prepare everything correctly, and guide you from the first conversation all the way to your discharge — the court order that legally eliminates the debt. Most straightforward Chapter 7 cases are resolved in three to five months.
How it works
Three simple steps
How it works
Three simple steps
1
1
Find out exactly what you need.
Answer a few confidential, judgment-free questions to see which option may fit. We’ll review your answers and respond within 24 hours. You may also book a $75 consultation (credited toward your fee) to walk through your situation with an attorney.
2
2
Get a clear plan and flat fee.
We review your income, assets, and goals, confirm your flat fee and payment options, and send your agreement.
3
3
We prepare and file your case.
We guide you through the required credit-counseling course, prepare your petition, and handle your case through discharge. Filing can often pause collections right away.
Pricing
Simple, Flat-Fee Bankruptcy
Pricing
Simple, Flat-Fee Bankruptcy
One clear attorney fee for a straightforward Chapter 7 case — confirmed in writing before we begin. Government filing fees and required course fees are quoted separately and never marked up.
Chapter 7 Bankruptcy
Attorney flat fee — straightforward case
$1,100
starting flat fee
Attorney fee only. The $338 court filing fee and required credit-counseling course fees are separate. Final fee depends on the complexity of your case and is confirmed in a written agreement. Your $75 consultation fee is credited toward your flat fee.
Fotopoulos PC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Flat-fee pricing
No surprise bills. Ever.
Flat-fee pricing
No surprise bills. Ever.
Financial stress is already overwhelming — your attorney shouldn’t add to it. Every bankruptcy case starts with a clear, written fee agreement before we do any work. You know exactly what you’re paying, what’s included, and what it takes to get your discharge.
One clear price
Flat fee agreed and confirmed in writing before we begin — no surprises.
No hourly clock
Call or email with questions anytime — the meter isn’t running between us.
Credited consultation
Your $75 consultation fee is credited toward your flat fee when you move forward.
Ready to get out from under the debt?
Book a $75 consultation on the Calendar below — credited toward your flat fee when you move forward.
An introductory fit session, not legal advice. Your $75 is credited toward your fee if you retain us.
Free estimate
Get a free estimate
A few quick, judgment-free questions — about 2 minutes — to see which option may fit and what it would typically cost.
FAQ
Common questions, answered plainly
FAQ
Common questions, answered plainly
Will I lose my house or car?
Which debts can bankruptcy erase?
How will this affect my credit?
How long does the process take?
Chapter 7 vs. Chapter 13 — which is right for me?
FROM OUR BLOG
Helpful reading
Helpful reading
Consumer Bankruptcy
Chapter 7 vs. Chapter 13: Which Is Right for You?
Compare Chapter 7 and Chapter 13 bankruptcy: the means test, timelines, keeping property, filing fees, and credit impact, in plain English.
7 min read
Read article →
Consumer Bankruptcy
Will I Lose My House or Car If I File for Bankruptcy?
How bankruptcy exemptions, reaffirmation, and Chapter 13 can help protect your home and car, with Maryland, D.C., and Texas rules explained.
7 min read
Read article →
Consumer Bankruptcy
How Bankruptcy Can Stop Foreclosure, Garnishment, and Creditor Lawsuits
How the automatic stay can pause foreclosure, wage garnishment, and creditor lawsuits, what it doesn't cover, and why timing matters.
7 min read
Read article →
Get started
Book your consultation.
Get started
Book your consultation.
An introductory fit session, not legal advice. Your $75 is credited toward your fee if you retain us.
Practice Area
Consumer Bankruptcy
Practice Area
Consumer Bankruptcy
Relief from overwhelming debt — and a genuine fresh start.
What it really is
Bankruptcy, without the judgment.
What it really is
Bankruptcy, without the judgment.
Drowning in credit card debt, medical bills, or calls from collectors is an exhausting way to live — and you shouldn’t have to. Chapter 7 bankruptcy is a federal legal process that lets qualifying individuals wipe out most unsecured debt and genuinely start over. It isn’t a failure. It’s a right built into the law specifically for moments like this.
We approach every bankruptcy case without judgment. Our job is to understand your situation, confirm whether Chapter 7 is the right path for you, prepare everything correctly, and guide you from the first conversation all the way to your discharge — the court order that legally eliminates the debt. Most straightforward Chapter 7 cases are resolved in three to five months.
How it works
Three simple steps
How it works
Three simple steps
1
1
Find out exactly what you need.
Answer a few confidential, judgment-free questions to see which option may fit. We’ll review your answers and respond within 24 hours. You may also book a $75 consultation (credited toward your fee) to walk through your situation with an attorney.
2
2
Get a clear plan and flat fee.
We review your income, assets, and goals, confirm your flat fee and payment options, and send your agreement.
3
3
We prepare and file your case.
We guide you through the required credit-counseling course, prepare your petition, and handle your case through discharge. Filing can often pause collections right away.
Pricing
Simple, Flat-Fee Bankruptcy
Pricing
Simple, Flat-Fee Bankruptcy
One clear attorney fee for a straightforward Chapter 7 case — confirmed in writing before we begin. Government filing fees and required course fees are quoted separately and never marked up.
Chapter 7 Bankruptcy
Attorney flat fee — straightforward case
$1,100
starting flat fee
Attorney fee only. The $338 court filing fee and required credit-counseling course fees are separate. Final fee depends on the complexity of your case and is confirmed in a written agreement. Your $75 consultation fee is credited toward your flat fee.
Fotopoulos PC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Flat-fee pricing
No surprise bills. Ever.
Flat-fee pricing
No surprise bills. Ever.
Financial stress is already overwhelming — your attorney shouldn’t add to it. Every bankruptcy case starts with a clear, written fee agreement before we do any work. You know exactly what you’re paying, what’s included, and what it takes to get your discharge.
One clear price
Flat fee agreed and confirmed in writing before we begin — no surprises.
No hourly clock
Call or email with questions anytime — the meter isn’t running between us.
Credited consultation
Your $75 consultation fee is credited toward your flat fee when you move forward.
Ready to get out from under the debt?
Book a $75 consultation on the Calendar below — credited toward your flat fee when you move forward.
An introductory fit session, not legal advice. Your $75 is credited toward your fee if you retain us.
Free estimate
Get a free estimate
A few quick, judgment-free questions — about 2 minutes — to see which option may fit and what it would typically cost.
FAQ
Common questions, answered plainly
FAQ
Common questions, answered plainly
Will I lose my house or car?
Which debts can bankruptcy erase?
How will this affect my credit?
How long does the process take?
Chapter 7 vs. Chapter 13 — which is right for me?
FROM OUR BLOG
Helpful reading
Helpful reading
Consumer Bankruptcy
Chapter 7 vs. Chapter 13: Which Is Right for You?
Compare Chapter 7 and Chapter 13 bankruptcy: the means test, timelines, keeping property, filing fees, and credit impact, in plain English.
7 min read
Read article →
Consumer Bankruptcy
Will I Lose My House or Car If I File for Bankruptcy?
How bankruptcy exemptions, reaffirmation, and Chapter 13 can help protect your home and car, with Maryland, D.C., and Texas rules explained.
7 min read
Read article →
Consumer Bankruptcy
How Bankruptcy Can Stop Foreclosure, Garnishment, and Creditor Lawsuits
How the automatic stay can pause foreclosure, wage garnishment, and creditor lawsuits, what it doesn't cover, and why timing matters.
7 min read
Read article →
Get started
Book your consultation.
Get started
Book your consultation.
An introductory fit session, not legal advice. Your $75 is credited toward your fee if you retain us.